Unclaimed
Acima Credit
Reviews and Complaints
56.8K
CLAIMED LOSSES
294
TOTAL REVIEWS
52.8K
PAGE VIEWS
1
ISSUE RESOLVED
Acima Credit Reviews
New Reviewer
I'm a current client
I used acima for car repairs. I was approved $800 I needed my boyfriend to apply to cover cost of repair. His acima is supposed to be on my acct. He keeps getting charged his acct over drawn money still being taken out of acct. Due to this I was kicked out and his acct still being charged. His acct.overdrawn over $400 This name.marco Lopez.... Thank u
ID
Location
New York, New York
Loss
$3000
Preferred solution
Solution
Non support
It doesnt seem there is a customer service dept on this website. Ive tried to resolve a issue but with no response
User's recommendation: Go somewhere else.
ID
Location
Cross Plains, Wisconsin
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerCant use my credit
Update by user Feb 03, 2022
This company has 0 customer service. I’ve request help twice and have yet to get a reply.
Original review posted by user Jan 04, 2022
Tried to buy product at Best Buy. Cant seem to do that. I would like some help. Also want to get something at Amazon ID
Cons
- Customer service
Preferred solution
My purchase
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerTook payment before it was due
Told me the "system" took payment early because of the holiday, therefore the contract has been broken. There was also an od on my checking account. No good explanation from these lovely people. I have 1 more payment. Will make the payment, less the overdraft amount, and will never do business with them again. Will also log a complaint to the BBB as talking to anyone there results in my BP to reach dangerous level. I will also be looking into legal help. I'm a widow, and don't have money to throw around. I needed a new computer, and didn't have cash for it. The account would have been paid out with no problems had they not violated the contract by taking a payment before the written due date. They are a predatory lender...most of their customers know that, as did I, but the very least they could do is follow the lease rules and not violate their own leases.
User's recommendation: Don't do business with them. I've potentially only lost 34 dollars, but it's the dishonesty here.
ID
Location
Chattanooga, Tennessee
Pros
- Easy approval
Cons
- Bad business practices
- Dishonest business people
Loss
$34
Preferred solution
Let the company propose a solution
You took 2 payment
You took extra payment out of my account in error on this date for payment please skip next payment on Jan 18 3022
ID
Location
Birmingham, Alabama
MY LEASE AGREEMENT
ACIMA charged my account a day prior to the agreed payment date on my contract. My direct deposits are suppose to be withdrawn every other Friday on my designated paydays. I looked at my bank statement today and noticed I was showing in overdraft and I was due to ACIMA taking the lease funds out a day earlier then our agreed date on my contract. The woman on the site told me it was due to the Holiday. I stated that the holiday was not even until Saturday that would be new yeard day 1/1/22 and not Friday 1/31/21. It also say nowhere on my contract that ACIMA is allowed to break the draft date agreements due to any holiday stipulations. This has caused me to be over drafted by $35.00 so far and there were some smaller payments I had made that are still pending that I will probably be charged for as well due to ACIMA taking the lease funds out of my acount a day before the sgreed date on my contract. I would like to know what will be done to rectify this mishap to my account and make it right on ACIMA part?
1 comment
ID
Location
Houston, Texas
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerUNAGREED FUNDS DRAFT DATE
ACIMA has caused an overdraft on my bank account due to early withdraw on my checking account. Acima stated that the money was drafted out of my account a day early due to the new years holiday. In my contarct does state anywhere that ACIMA is allowed to take money out any time they feel like it ????? NO IT DOES NOT. My agreement on my contract states that only upon every other friday that is my biweekly payday they are to draft funds and mothing about taking it out early due to a holiday and the messed up thing is that the holiday Newy Years Day in on SATURDAY 1/1/22 not on Friday 1/31/21 taht is my payday. I spoke to a customer service agent and as always the fees are not coming out of their bank account so do you thing she gave a care in the world??? NOPE!!! Now my bank accout in is overdraft right after the Christmas Holiday and screwing me into 2022 that is aleady lookinf to be another year thanks to the ACIAM lease co.
User's recommendation: GO TO SOMEONE THAT CARES ABOUT THEIR CUSTOMERS.
ID
Pros
- Fast approval so they can rip u off
- Easy approval
Cons
- Terms are a surprise to customers
- Will take your money no matter what
Loss
$35
Preferred solution
my overdraft fees refunded to my bank account
New Reviewer
I call that made me wait like a hour and not answer
I especified since the bigginy tha my payment have to be on Monday not Thursday or Friday to make sure that the money is on the bank why they take the money since today
ID
Location
West Palm Beach, Florida
New Reviewer
Pay off
I talked to some one about a pay off today is the deadline,now I cant get no one on the phone,what kind of *** this is
ID
Location
Prattville, Alabama
Preferred solution
Pay it off,no one is picking up the phone
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerCredit card charged in error
I was attempting to place an order with Wayfair via Katapult. I did not select Acima. My credit card was charged $48.15 and also charge $45.00 for Katapult which is the lender I selected. Please refund the charge of $48.15 or I will have to dispute the charge with my bank. I entered N/A as the Order or Contract ID since there was no Order or Contract ID provided.
User's recommendation: Wayfair needs to clean up their act...do not show lenders such as Affirm or Acima or any other lender if the customer does not select them. It's stupid. Affirm has sent me multiple letters even though I never selected them or even applied for anything. Wayfair you had better clean up your act or you are going to lose a ton of customers! Stupid... just stupid!
ID
Cons
- Charging cust but not selected as lender for the transaction
Loss
$48
Preferred solution
Full refund
New Reviewer
State ment
Please tell me. How much my total loan. ? How much my loan percentage ? How much more balance? Pl send me details
ID
Location
Moreno Valley, California
Preferred solution
Price reduction
Opening new lease
Hi, I am trying to use my credit to purchase from Home depot and it won't go through. I was told to call customer service but have not been successful. I have been on hold for 2 to 3 hours at a time and no one picks up. I am just trying to finalize my purchase. It is in my shopping cart.
ID
Location
Paterson, New Jersey
I need to pay off what I owe.
The cost of furniture i bought was $1650, I was told that the interest on that will be more than $2200. I'm highly regretting my decision to buy new furnitures. It will be highly appreciated if you can help me reduce the penalty to $700 and will pay that off once. Thanks. Esther Adeniji I recommend
User's recommendation: I recommend to pay $700 off.
ID
Location
Philadelphia, Pennsylvania
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerCUSTOMER SERVICE SUCKS
When you call, you have to wait hours and even then, sometimes they just disconnect you, and you have to start all over. After 3 days and 6 hours a day on hold, still no help.
User's recommendation: More help and phone operators.
ID
Pros
- Easy approval
Loss
$60
Preferred solution
Full refund
New Reviewer
Hablar con un representante
Me cerraron la cuenta yo no mi cuenta al día. Hasta el balance de comprar no lo puedo usar. So. No entiendo cuáles fueron las causas. Porke mis datos. Personales. Sin los k tengo registrado So no me han dado respuesta
ID
Cons
- Servicio al cliente
Preferred solution
Mi cuenta de nuevo
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Acima Credit
This also happened to me today. Not happy at all!!