Unclaimed
Acima Credit
Reviews and Complaints
56.8K
CLAIMED LOSSES
294
TOTAL REVIEWS
52.8K
PAGE VIEWS
1
ISSUE RESOLVED
Acima Credit Reviews
To make payment arrangements
I have been in a awful time of my life. Trying to make a payment, I am truly sorry. Making 366.00 payments on my parents home until June 16th. I am trying to make a payment soon. Thank you!
User's recommendation: Dont buy alot of car parts.
ID
Location
Flemington, Missouri
New Reviewer
Account overdrawn
I called the office last week and was told that the payment was canceled and would not be deducted. It was done anyway I was charged a over draft fee plus a return payment for this
ID
Pros
- Fast approval so they can rip u off
Cons
- Auto withdrawals set by them
Loss
$70
Fraud on credit
Someone open an account in my email in information and had to go down and file police report and get the documents that they needed to go ahead and take care of it and they did find out the account was fraudulent and it was canceled
ID
Location
Toledo, Ohio
***
Please leave me alone. *** please,......................................,,..... ......,....,....,
ID
Location
Atlanta, Georgia
New Reviewer
Complaint
We bought a buzzarount scooter from Lindsey Medical Supply in Moore, Oklahoma. ACIMA was used as a credit co., We verbally agreed to automatic withdrawals from our banking account. The price of the scooter was $1734.71. ACIMA started taking $362.48 from our account in September of 2021. The scooter should have been paid off but we had a phone conversation with them and they indicate we did not pay it off by October 2021 they will continue withdrawing $362.48 from our account until May of 2022. This amounts to almost 3 times the cost of the scooter. They say we can buy out the remainder for about 900 dollars. Total rip off
User's recommendation: do buy through ACIMA nor Lindsey Medical Supply.
ID
Location
Newcastle, Oklahoma
Cons
- Auto withdrawals set by them
Loss
$3000
Preferred solution
Price reduction
Felt like I misunderstood what you guys do in terms of credit.
I thought that you were like a credit card not a payday loan. Thought it was more like once you paid what you used slate was clear. Didnt realize that there was exorbitant fees to pay as well. I will be Leary of using this service against.
User's recommendation: Don’t use. Not a credit card, more like payday loan.
ID
Location
Houston, Texas
To pay off my balance
I lost my job because ut was I will payto have money saved up.to save money.t I was paying good 
u ntil I. Lost 
u ntil I. Lost User's recommendation: To save money.
ID
Location
Lincolnton, Georgia
New Reviewer
Approval number
When I fill out your form for credit is won't accept my routing number it states to enter a valid routing number
ID
Preferred solution
Validate my my bank routing number
Una queja
Me retiraron 24 dolares de renta de mi colchón yo no he autorizado eso. Yo hago mis pagos. Lo estoy comprando y no rentando
ID
Location
Richmond, Texas
New Reviewer
Terrible customer service
I was charged NFS fee because my checking account was entered wrong on the end of the Acima. When I attempted to recover my NSF from customer service the service was unprofessional, defensive and totally unacceptable. I spoke to someone before my automatic bill pay was due and my checking account was verified. Then when the bill was due my account was inadvertently submitted incorrectly and therefore my checking account was deleted. I dont know the credit card in my account. I never used a credit card. I would like my $25 to be taken off my next bill or refunded to me in a refund check. I also would like Ernesto , the customer service representative to be trained adequately when speaking with customers. I anxiously await a reply
User's recommendation: Rip off company do not apply for credit.
ID
Pros
- Predatory lending
Cons
- Difficult getting a refund
- Absolutely everything
Loss
$25
Preferred solution
I would like my $25 for NSF returned I didn’t input the incorrect information
New Reviewer
Unable to reach
This is insane unable to reach anyone and I have not even bought any items yet and I will not move forward
ID
Location
Stone Mountain, Georgia
New Reviewer
You took over 2,000. From me with out my permission or my name on any account in your company.
You have taken 50.00 from my bank account thru a routing number and I have never signed or entered into a contract with your company. I want the contract that has my information on it. Im going to the police.
User's recommendation: These people are thiefs.
ID
Pros
- Thief
Cons
- Thief
Loss
$2
Preferred solution
Full refund
Account
This place highway robbed me didnt take into consideration that life happened and they instantly put this on my credit as a pay off and Im sooo upset
User's recommendation: Don’t do it.
ID
Location
Moline, Illinois
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer New ReviewerPissed off Customer
When I applied to get my washer and dryer from Cowboy Maloney, They told me it was the same as 90 days same as cash. When I called to pay off my loan, Acima informed me that there was a 199.19 charge for using their services. I was never told about this charge and don't think I should pay it. When 90 Days same as cash should be just that. When I paid off the loan (including the fee) they stated I paid a total of 1909.12 when in reality I paid 2108.31. I do not recommend this company to anyone and if another company is using them stay away. They are crooks and should never be used by anyone. I wish I could give them a no star rating because they do not deserve the 1 star either. Their customer service reps are rude and the supervisors are not any better.
User's recommendation: STAY AWAY!!!!!
ID
Location
Columbus, Mississippi
Product
Samsung Electronics Washer And Dryer Combination
Pros
- Fast approval so they can rip u off
- Easy approval
Cons
- Customer service sucks
- Fees
Loss
$199
Preferred solution
The 199.19 fee refunded
New Reviewer
$264 PER MONTH LEASE CHARGE FOR A $1200 STOVE ??? TATS WHY *** THIEVES
AT NO TIME DURING APPLICATION WHILE AT THE STORE DOES ANYONE REVEA L THE COST PR MONTH $264 per month to lease a *** stove ???
User's recommendation: TRY FACE BOOKMARKET PLACE.
ID
Location
Greenville, Rhode Island
Loss
$264
Preferred solution
Apology
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Acima Credit